Direct · 780-953-7887 2020 103A Street SW · Edmonton, AB Jimmy speaks English & Mandarin
Buying guide

New to Canada? How to buy your first car in Alberta

Edmonton is a spread-out city with long winters, so most newcomers want a vehicle early. Doing things in this order saves time and money.

1. Sort out your driver's licence

Once you become an Alberta resident, you must exchange your licence within 90 days. Licences from the United States and about 40 other places, including much of Europe, Australia, Japan, South Korea and Taiwan, are exchanged without a test. From other countries you take a knowledge test and then a road test. You can apply to have your driving experience recognized, which can exempt you from part or all of the graduated licensing program.

Go to any Alberta registry agent with your original licence, proof of your Alberta address and proof of your legal status in Canada. Documents that are not in English need a translation from an approved translator.

2. Get insurance quotes before you choose the car

You need insurance to drive in Alberta. The price depends on the vehicle and on your driving record. Ask each insurer whether it counts driving experience from your home country, and bring a driving record or a claims history letter from your previous insurer. Get quotes on two or three models before you decide. The difference can be large.

3. Set the full budget

Alberta has no provincial sales tax. At a dealership you pay the price plus 5% GST. Add insurance, fuel, registration and a set of winter tires. My step-by-step buying guide covers the paperwork.

4. Financing without Canadian credit

You can finance a vehicle without a Canadian credit history. See car financing with no Canadian credit history for what lenders look at and what to bring.

5. Choose for an Alberta winter

Winter tires matter more than anything else. All-wheel drive, a block heater and remote start make January easier. See what to look for in a used SUV for Alberta winters.

6. What to bring to the dealership

7. Buy in a language you are comfortable in

I work in English and Mandarin, and this website is available in seven languages. You are welcome to bring a friend or family member to help translate. Everything we agree on is put in writing, so you can review it before you sign.

Questions about a specific vehicle?

Text me at 780-953-7887 with the stock number, or request a quote. I answer in English or Mandarin.

General information for buyers, not legal or tax advice. Rules and tax rates change, so confirm the details with AMVIC, an Alberta registry agent or your home province before you buy.

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